Van insurance is designed to cover your van for the risks due to fire, theft and damage. Whether you use your van as a run-around, or it’s an integral part of your business, it’s a basic requirement to protect it against these risks. This means that you’re not left out of pocket following an acciident or damage.
There are different levels of cover, but at the very least a van policy will cover the damage & injury to any third parties as a result of an accident. A Van insurance policy offers the protection for your van, yourself & other people and including their property.
For added protection, you have the option of upgrading your policy to cover any tools you keep or cargo you transport.
When getting a quote, you’ll be enquired about how often you use your van. You’ll need to choose one among the four options below, which will impact both the level of protection you receive, and the amount need to you pay.
- Social only – If you don’t use your van or pickup for anything work related, you’ll only need social cover.
- Social and commuting to work – If you are using your van to commute to work as well as socially this policy might suit you best.
- Business use – If you use your van to carry your own goods, tools & other work equipment, a commercial van policy might suit you best. Different insurers will offer different types of service & prices for covers, hence you need to cross check by comparing the policies from various companies.
- Haulage If you’re using your van to transport other people’s goods, or getting paid to move cargo, you’ll need a policy that covers you for haulage, such as courier or goods in transit cover.
Hence, Compare Super Market helps the customers to find the best deals in the market by comparing the policies from various companies.